The costs of the system are shared by the borrowers.

VOA: special.2009.12.11

Subprime" Refers to the mortgages that were made mostly over the last ten years or so to subprime borrowers.

次贷"指的是,大约在最近10年中,提供给次级借款人的,住房抵押贷款

耶鲁公开课 - 金融市场课程节选

Subprime borrowers seem to be the ones who are being really hit with new ideas.

次级借款者是,金融创新的牺牲品

耶鲁公开课 - 金融市场课程节选

The idea behind microfinance is to empower borrowers by helping them build a business which can create income and grow.

VOA: special.2010.06.16

In other words, banks may lend to you or to me re risky borrowers but they sell the mortgages to Fannie Mae or Freddie Mac they get their money right then and there.

换句话说，银行可能借钱给我们,知道我们的信用度不高，knowing，that，we’,但是银行把贷款卖给,房地美和房利美,转手就拿到现钱。

斯坦福公开课 - 经济学课程节选

The new law will reduce the most that borrowers must repay each year from fifteen percent of their income to ten percent.

VOA: special.2010.04.15

The subprime crisis is happening today because home prices are falling and with falling home prices more subprime borrowers are failing to pay their mortgage.

次贷危机之所以会发生,时因为房屋的价格在下降,随着房屋价格的下降更多的次贷借款人,将会无法支付他们的贷款

耶鲁公开课 - 金融市场课程节选

He says the housing plan will not help dishonest lenders or irresponsible borrowers,or save every home.

VOA: special.2009.02.20

It recognizes that the risks that a bank faces are very complex and that they are not summarized by just the classes of borrowers that were defined in Basel I.

它指出一个银行所面对的风险是非常复杂的,第一次巴塞尔协议定义的借款人风险等级,无法概括全部的风险

耶鲁公开课 - 金融市场课程节选

In nineteen eighty-three, the project was turned into an independent bank owned mainly by its borrowers.

VOA: special.2010.06.16

The adverse selection problem, when it comes to borrowers--people who are trying to borrow money -is that if you become a lender -let's say, if you -not talking about becoming a lender.

逆向选择的问题,对于借款方,即希望借到钱的人而言,假如你是贷款方,比方说,如果你...,还是换个说法吧

耶鲁公开课 - 金融市场课程节选

Mortgage servicers,lenders and borrowers will receive incentive payments for the success of restructured loans.

VOA: special.2009.02.20

They are borrowers that are thought, by the various models, to be likely to fail to pay on their mortgage and to have to be foreclosed; often low income, but also they're people with poor credit histories.

通过一些模型的计算,这些借款人,很有可能无法偿付贷款,抵押房产会被贷款人收回,借款人通常属于低收入人群,而且这些人没有很好的信用记录

耶鲁公开课 - 金融市场课程节选

Servicers receive the payments from borrowers and might also hold the loans.

VOA: special.2010.10.22