"Health and hospitals are basic areas of well being, lets say,that when a major disaster or a smaller disaster occurs, if you do not have health facilities that function and can respond to the needs you create yet another level of disaster,".

VOA: standard.2009.10.14

They're essentially more risky and more-- regulators have to watch them more because they're standing at higher probability- a monoline--of some major disaster.

单线保险公司风险更大,监管机构对其监管更严,因为他们遇到危机的,可能性更大

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