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They also set new rules for insurance companies and provide subsidies to some Americans to help cover the cost of coverage.
VOA: standard.2009.12.25
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This is insurance that you pay each year for insurance in that year and it does not build a cash value.
为了这种保险可以持续生效,你每年都要缴纳保费,保费不产生现金价值
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I work for a large insurance company,
我在一家很大的保险公司工作，
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On new taxes, House lawmakers have proposed a 5.4 percent surtax on individuals earning more than $500,000 per year and families with incomes exceeding $1 million,along with with new fees for insurance companies,drug-makers, medical device manufacturers.
VOA: standard.2009.12.25
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When you do these calculations, which I just did for insurance-- I was talking about insurance companies-- assuming that risks are independent, everything's independent and we've got it all figured out.
当你试图去,做保险相关计算时,我指的是保险公司...,假定风险是独立的,事件都是独立的,可以算出一个结果
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Their ideas include permitting Americans to shop for health insurance in other states and expanding health care savings accounts.
VOA: special.2010.02.27
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People, for example, take out life insurance so that-- well, here's what seems to be the explanation.
比如人们，为自己买人寿保险-,这个行为的理由可能就是。
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About two hundred farmers signed up for the insurance within the first two weeks that it was being offered there.
VOA: special.2010.05.11
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Will you sign up for ten percent of the value of this insurance?"
你愿意付10%的钱作为保险金吗"
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Yet insurance usually costs too much for a farmer with as little as a hectare or two of land.
VOA: special.2010.05.11
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and then buy insurance for it later.
你不能撞坏车以后才去投保。
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People find that health insurance plans are often more willing to pay for short-term therapies than for longer-term treatments.
VOA: special.2010.04.13
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That then became the basis for insurance.
那便是保险诞生的基础
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That is about ninety-five percent of Americans who are not already covered by Medicare, the government insurance program for older people.
VOA: special.2010.03.26
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This is something that's very important in the United States because, as I mentioned, insurance regulation is divided up over the fifty states and the problem that that creates is-- it's a nightmare for insurance companies because every different state has different laws.
在美国,这个协会是非常重要的,因为,就像我所提及的,保险监管被分散到了五十个州,这对任何一个保险公司而言,都是一个噩梦,因为各州法律各有不同
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For the first time, Americans will be required to have health insurance or face a yearly fine starting in four years.
VOA: special.2010.03.24
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I think that deposit insurance is very important but we didn't have anything for corresponding accounts at brokerage services until 1970.
所以存款保险是至关重要的,在1970年前,在经纪服务业务中,对于对应账户还未有保护举措
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President Obama is letting Congress write the details of his plan for what he calls health insurance reform.
VOA: special.2009.08.14
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You have to exclude those causes that generate moral hazard problems for the insurance to work; otherwise, the whole system will fail.
你得将一些,有可能会产生道德风险的情况,排除在外;,否则，整个保险系统就失效了。
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But a Labor Department report shows that new claims for unemployment insurance rose unexpectedly last week.
VOA: special.2010.09.24
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I can buy insurance for myself this year and I can stop and if I--there's nothing gained-- or next year I would just have to pay it again.
这一年也许我会买这种保险,但是如果觉得划不来了,我可以停买,或者在下一年续买
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Congress and President George W.Bush added prescription drugs to the Medicare insurance program for older Americans.
VOA: special.2009.08.14
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And for all I know, Ivan Ilyich had life insurance.
而且也有买人寿保险。
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Liberal Democrats support the proposal for a self-supporting government insurance plan to compete with private ones.
VOA: special.2009.09.12
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She said, we have it now at Swiss Re and, of course, The World Bank sponsors crop insurance for farmers.
她说,我们公司推出了农作物保险业务,而且世界银行也向农户提供保险补贴
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Insurance companies hoping for simplified rules will continue to deal with different supervisors in every state.
VOA: special.2009.06.19
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There's the insurance company, could be a corporation and it could be either a non-profit corporation or a for-profit corporation owned by shareholders.
一个保险公司,可以是,非盈利性股份公司,也可以是以盈利为目的的股份公司
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But every state except Utah requires insurance companies to pay for testing women in their forties.
VOA: special.2009.11.25
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For example, let's talk about an insurance policy as an invention.
比如保单,这也是种发明。
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The big problem life insurance had was people would buy it and they'd pay for several years and eventually they would think, well we didn't die, we're losing all this money, let's just cancel the insurance.
人寿保险的一个主要问题是,人们在购买了若干年保险后会突然觉得,我们并没有死,保费白花了,我们干脆把保险取消好了
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