Under the plan,up to five million owners could refinance their loans through the two mortgage companies now controlled by the government.

VOA: special.2009.02.20

"Through this plan,we will help between seven and nine million families restructure or refinance their mortgages so they can avoid foreclosure."

VOA: special.2009.02.20

They often end with a large payment, a balloon payment, which owners usually refinance.

VOA: special.2009.09.04

He says this will allow U.S.homeowners to take advantage of the low rates and refinance their homes.

VOA: standard.2009.04.05