Some people have a fifteen- or twenty-year loan, often with an adjustable interest rate instead of a rate that never changes.

VOA: special.2011.01.24

Nothing unusual there. But instead of being sad or tense about the snow, they write a song about it.

VOA: special.2009.01.26

The council presents reasons why business schools should use the GMAT instead of the Graduate Record Examinations, or GRE.

VOA: special.2009.01.08

Studies support the theory that there are several causes, instead of a single environmental cause or genetic problem.

VOA: special.2009.01.06

Instead,you should use sand from rivers or from other areas of land that are not near the sea.

VOA: special.2009.09.14

Instead of a young man full of life, they saw an old man who could not speak clearly or control his shaking.

VOA: special.2010.06.20

It says there is not enough evidence to decide about either digital mammography or magnetic resonance imaging instead of traditional film mammography.

VOA: special.2009.11.18

In some cases,instead of a cast, a splint made of plastic or metal will be secured over the area to restrict movement.

VOA: special.2009.02.04

They say that instead of government issue or general issue, GI came from the words galvanized iron.

VOA: special.2010.03.07

Millions of Americans now use a debit card or credit card, instead of paper money or checks, to make most of their purchases.

VOA: special.2009.05.21

To save money,they may buy small bedding plants instead of more costly plants or trees.

VOA: special.2009.02.03

Or they buy flowers from a local farmer's market instead of a professional florist.

VOA: special.2010.08.09

Instead,slow earthquakes release their energy over a period of hours or even days.

VOA: special.2009.07.07

Instead,some of these children attend what are known as non-formal or informal schools.

VOA: special.2009.08.24