"So while we're not really forecasting another meltdown, we're more in the correction camp, you certainly have to warn investors that it is a possibility, we could be in for maybe a slightly smaller version of the roller coaster that we went through in 2008."

VOA: standard.2010.05.21

"What I would like for the country and everybody to know is that with the age of the computer, it takes time for us to try to keep up with the computer but if some people would start writing again, and sending their bills by mail, maybe it could ease a little of the burden as far as the financial difficulties that we are in."

VOA: standard.2010.04.13