There are some very poor areas in Africa where farmers really run the risk-- if their crop fails it could be really bad; they would be approaching starvation.

在非洲有一些非常贫困的地区,那里的农民真的面临着巨大的风险,一旦庄稼歉收 他们的处境将变得很糟糕,他们将经历饥荒

耶鲁公开课 - 金融市场课程节选

So, you're having a good year this year maybe-- it looks that way now-- and you think you can't afford it, but just think how bad it will be if it's a bad year.

也许对你来说,今年年景不错,起码现在看起来是这样的,你只是觉得买不起保险,那么一旦歉收,你的处境会有多糟呢

耶鲁公开课 - 金融市场课程节选