Of course, conventional lenders sift through information about borrowers to decide whether someone is a good risk. But the start-ups are different.
当然,传统的贷款人通过对借款人的信息进行筛选来判断他是否具有良好的信用度。
The job is said to have the risk profile of a short option position with unlimited downside and limited upside-something every good risk manager should avoid.
这份职业本身的风险特征就像空头期权(头寸)一样,正回报有限,负回报(即损失)无限,这是每一个优秀的风险经理人都应尽量避免的。
Subprime refers to mortgages, which is not the subject of today's lecture, but a subprime mortgage is a mortgage issued to a borrower who is not considered prime — not a good risk.
次贷指的是次级抵押贷款,这不属于今天的讨论范围之内,次级抵押贷款是发放给特殊借款人的,他们不是优质客户,也就是说风险较大。
If you have a long and robust credit history, the educational variables tend to matter much less - you've proven you're a good risk.
如果一个人的信用史很长,而且信用记录非常良好,那么教育程度便不那么重要了,因为他已经证明了他的信用。
Good risk management and higher sales can both boost profits.
良好的风险管理和更高的销售额都能增加赢利。
Good risk management and higher sales can both boost profits.
良好的风险管理和更高的销售额都能增加赢利。
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