Of course, conventional lenders sift through information about borrowers to decide whether someone is a good risk. But the start-ups are different.
当然,传统的贷款人通过对借款人的信息进行筛选来判断他是否具有良好的信用度。
The job is said to have the risk profile of a short option position with unlimited downside and limited upside-something every good risk manager should avoid.
这份职业本身的风险特征就像空头期权(头寸)一样,正回报有限,负回报(即损失)无限,这是每一个优秀的风险经理人都应尽量避免的。
Subprime refers to mortgages, which is not the subject of today's lecture, but a subprime mortgage is a mortgage issued to a borrower who is not considered prime — not a good risk.
次贷指的是次级抵押贷款,这不属于今天的讨论范围之内,次级抵押贷款是发放给特殊借款人的,他们不是优质客户,也就是说风险较大。
They said the risk of needless treatment outweighs the good from more tests.
VOA: special.2009.11.25
Subprime refers to mortgages, which is not the subject of today's lecture, but a subprime mortgage is a mortgage issued to a borrower who is not considered prime--not a good risk.
次贷指的是次级抵押贷款,这不属于今天的讨论范围之内,次级抵押贷款是发放给特殊借款人的,他们不是优质客户,也就是说风险较大
So, it's not really good enough to just have some risk of death-- it's got to be greater risk than usual.
所以,只冒某些死亡的风险,是不够的-,必须是比通常情况下更大的风险。
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