I've gone native and now keep three egg-laying hens in my backyard.
我已经彻底变成了本地人，在后院里养了三只下蛋的鸡。
The "gone native" ones, such as Santander, have big retail operations with large market shares in just a few countries where they act like, and by and large are treated as, local firms.
第二是“本土化”银行，比如桑德坦银行，这些银行只在少数国家占据大量市场份额，且在这些国家它们以地方银行模式运行，大体上也被视为地方银行。
The second are the lenders that have "gone native" with a deep retail presence, most notably Santander and BBVA in Latin America and UniCredit in eastern Europe.
一类是”本土化“的借贷银行，零售业务高度发达，最出名的有西班牙的桑坦德银行、拉丁美洲的BBVA和东欧的联合信贷银行。
The second are the lenders that have "gone native" with a deep retail presence, most notably Santander and BBVA in Latin America and UniCredit in eastern Europe.
一类是”本土化“的借贷银行，零售业务高度发达，最出名的有西班牙的桑坦德银行、拉丁美洲的BBVA和东欧的联合信贷银行。
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