人们其实并不依据他的当年收入来决定开支，而是按照"恒常所得"（他们期望年复一年的收入）来花销，在收入很低的时候，他们常常可能会花光存款，即使有飞来横富的收入时候，他们并不愿意多花钱。
People, he suggested, did not spend on the basis of what their income happened to be that year, but according to their “permanent income”—what they expected to have year in and year out.
人们其实并不依据他的当年收入来决定开支，而是按照"恒常所得"（他们期望年复一年的收入）来花销，在收入很低的时候，他们常常可能会花光存款，即使有飞来横富的收入时候，他们并不愿意多花钱。
People, he suggested, did not spend on the basis of what their income happened to be that year, but according to their “permanent income”—what they expected to have year in and year out.
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