接受国家基金的储蓄银行正在关闭其10- 30%的分支机构，因为这些机构在短期内处于亏损。
Savings Banks receiving state funds are closing 10-30% of their branches, which will cost money in the short run.
其中最有竞争力的是国家退休基金储蓄银行（下文称BTPN），它被私募公司德克萨斯太平洋集团收购，之后于2008年进入小额信贷市场。
Among the keenest of them is Bank Tabungan Pensiunan Nasional (BTPN), which entered the market in 2008 after a buy-out by Texas Pacific Group, a private-equity firm.
该银行发现在同国家控制的俄罗斯银行，诸如俄罗斯联邦储蓄银行（Sberbank）和其它国际金融公司的竞争中很难冲破障碍而进入市场。
The bank has found it hard to break into the market amid competition from state-controlled Russian banks, such as Sberbank, and other international financial companies.
在今天资本金调整的最后期限过后，西班牙央行宣布，国家银行救援基金将拥有四家储蓄银行的大部分股份。
After today's deadline to re-capitalise, the bank of Spain announced that the national bank rescue fund will own majority stakes in four caja savings Banks.
银行的存款准备金指的是国家规定，储蓄银行都必须设置的一部分资金，以进行其日常的资金借贷活动。
The bank reserve requirement refers to deposits banks are required to set aside as a reserve, which reduces their lending ability.
银行的存款准备金指的是国家规定，储蓄银行都必须设置的一部分资金，以进行其日常的资金借贷活动。
The bank reserve requirement refers to deposits banks are required to set aside as a reserve, which reduces their lending ability.
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