即便是住房贷款的呆账一般也只是出错的一部分。
Even bad home loans in general were only part of what went wrong.
尽管银行呆账总量在上升，特别是信用卡方面的呆账，但整个金融系统运行正常，贷款再次启动——只不过要付一定的代价。
But the financial system is solid, and credit is available again—at a price.
这些贷款中不少从未归还。这些呆账最后导致了这个世界上第二大经济强国的经济危机。
A lot of those loans were never repaid. That high ratio of bad debts finally led to the financial crisis in this second economic power in the world.
这些贷款中不少从未归还。这些呆账最后导致了这个世界上第二经济强国的经济危机。
A lot of those loans were never repaid. That high ratio of bad debts finally led to the financial crisis in this second economic power in the world.
商业银行也应尝试以各种新的形式，包括通过清收、拍卖、呆账核销等方式积极处置不良贷款。
Commercial Banks should also try various new methods to actively dispose bad loans, including clearing up loans, vendue, write off bad debts and so on.
房地产过高估值和长期大量的金融抵押贷款给金融机构带来越来越多的呆账坏账，影响了金融机构的真实资产。
Excessive overestimation and long time financial mortgage loan bring the financial institution more and more bad debt loss in the future, which influence the financial institution 'real property.
对贷款的会计处理和计提呆账准备金的实践是银行业管理和控制风险的基本要素，财政部已多次颁布了有关的管理办法。
Dealing account and drawing bad debt provision are all basic essential factors for bank to control risks. The Ministry of Finance has promulgated several Provisions on Loan Loss Reserves.
第六十条商业银行应当建立、健全本行对存款、贷款、结算、呆账等各项情况的稽核、检查制度。
Article 60 Commercial Banks shall establish and perfect their own systems for examination and inspection of deposits, loans, settlements, doubtful accounts, etc.
以日本为例，90年代大部分年年份里日本对“毫无生气”的公司提供的贷款都成了呆账，从而导致经济低迷。
Look at Japan, where the economy was sunk for most of the 1990s by stagnant loans to "zombie" companies.
通过加强对企业经营的监管和严格控制款项用途等手段，我国商业银行贷款呆账率明显下降，盈利增加。
Business by strengthening supervision and strict control over use of funds and other means, our bad debt rate of commercial bank loans decreased, increased profits.
通过加强对企业经营的监管和严格控制款项用途等手段，我国商业银行贷款呆账率明显下降，盈利增加。
Business by strengthening supervision and strict control over use of funds and other means, our bad debt rate of commercial bank loans decreased, increased profits.
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