为了在彼此间交换贷款和风险，银行、对冲基金以及保险公司创造了许多金融工具，正是这些金融工具使问题变得更加严重。
The problem has been worsened by the financial instruments that Banks and hedge funds and insurance companies have created to swap loans and risk with each other.
利率一直是保险产品设计和风险管理中的核心因素。
Interest rate is a key factor in insurance product design and risk management.
同时要求其董事会成员中应具有熟知保险业务经营和风险管理的人员。
And its board of directors is required to comprise members who are familiar with the insurance business operations and risk management.
众所周知，精细大偏差和风险理论是保险数学的两大主题。
It is well known that the precise large deviations and the risk theory are two of main objects in insurance mathematics.
金融工程的产生与金融风险的存在和风险控制紧密相连，而保险是风险管理的重要手段。
The production of financial engineering has much to do with financial risks and risk management, while insurance is also an important instrument of risk management.
金融工程的产生与金融风险的存在和风险控制紧密相连，而保险是风险管理的重要手段。
The production of financial engineering has much to do with financial risks and risk management, while insurance is also an important instrument of risk management.
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