These measures will help reduce these problem loans to less than 10% of total lending portfolios.
Jin Man also vows to keep Hanvit's non-performing loans at under 2% of total lending.
Foreign-currency borrowing, 95% of it in Swiss francs, accounts for over two-thirds of total lending.
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Councillor Vince Maple said Medway Council wanted a cap on the total lending rate to be introduced.
The NPL ratio, the size of bad loans against total lending, fell to 0.9% from 1% in December.
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Households now account for nearly 40% (and rising) of East Asian banks' total lending, up from 27% in 1997.
Non-performing loans account for less than 1% of the total lending portfolio.
At least 75% of banks' total lending will have to be funded with stickier liabilities such as retail deposits and wholesale borrowing maturing in more than a year.
This risk is mitigated by the current moderate level of nonperforming loans (1.1% of total lending), larger provisions for bad loans, and more stringent bank capital-adequacy requirements in recent years.
But according to Wang Tao, an economist at UBS, these loans account for only 7% of total bank lending.
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And although property loans have risen to 40% of total bank lending, this is less scary than it looks because banks say they have recently insisted on supplying loans of no more than half of a property's value, compared with up to 90% a few years ago.
Figures show that total euro-zone lending to households and non-financial firms has declined in recent months, despite the ECB's actions.
Regulators in the United States had total power over subprime lending but as the bubble built, they used that power not to raise down-payments or credit standards, but to lower them.
If you consider that every possible transaction in the economy is arbitraged against the Treasury yield curve, it is clear that paying banks above the Treasury yield curve to hold reserves will depress both total demand and bank lending.
Since last November, when the collapse of Hokkaido Takushoku Bank undermined confidence in all Japanese banks, Norinchukin has played a key role in preventing total meltdown, by lending money on to those big banks that the market considers too risky.
One piece of good news this week is that following interest-rate cuts and the government's scrapping of tight restrictions on bank lending, total bank loans jumped by 19% in the 12 months to December, up from growth of 14% last summer.
For example, monthly social financing (total financing including formal and informal lending) in the first quarter of 2013 was Rmb2.1 trillion, higher than the monthly average of any single quarter since the introduction of the data in 2002.
The total cost of Vanguard's securities-lending program is well under 1%, says Tom Higgins, chief financial officer of the funds.
BlackRock finally gave in to the pressure from its clients, announcing its decision to limit lending to 50% of the total value of securities that the fund holds.
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Christina Romer, who heads the Council of Economic Advisers, said Sunday the government would pump "a significant amount" of money into boosting small business lending, but she did not reveal a total figure.
Such lending was the driver of an almost 3% increase in total bank loans and leases.
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At some point more money held will add less to total utility than alternative uses for it i.e. lending or investing.
After the 2007-09 Recession, the stimulus packages supported by low interest rate tier 1 lending, tax breaks and initiatives were paramount to save the economies from total collapse.
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This sort of structure would provide leverage relative to traditional direct lending by EFSF in that given a relatively low probability of default, the total debt that could be insured would be larger than the total that could be lent directly.
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In South Korea, total household debt has been rising by 25% a year and now accounts for half of all bank lending.
If France was to fall then a global sovereign lending strike could hit, tipping the world economy into uncharted territory in what would amount to a total global economic malfunction.
The regulators failed to regulate the economy that is why you had a crisis and when you had crisis then they had to keep the financial institutions alive in order to prevent the total big round and this creates what is called a moral hazard which allows the financial institutions to indulge in excessive lending and excessive profits and excessive stimulation.
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