In fact, visitors to a typical jewelry shop in India or China likely will not find a fixed price on the items they want to buy, as they would in say New York City.

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For example, you can get a pothole fixed, or find out how to get a license.

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But that clarity is good clarity, especially at a time when individual investors have low confidence in Wall Street and few options to find fixed-income returns given the low-interest-rate environment.

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