Finally, we calculate the net-present-value of all those costs to capture the opportunity cost of tying your money up in a down payment .
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This growth and diffusion will present significant challenges for governments and societies, which must find ways to capture the benefits of new IT technologies while dealing with the new threats that those technologies present.
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Buyers can capture discounts at any point between invoice approval and the net due date and automatically present offers to lock them in.
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