Well, at one time, it was thought that you could work both sides of the coin and utilize the loophole: if you converted the company stock directly to the Roth, it seems that you would only have to pay tax on the basis of the stock (per NUA rules), and then never have to pay tax on the capital gains.
If people don't have the freedom to make mistakes then they will never have the space to make the huge step changes that fuel human progress.
But then Britons have never needed a constructive reason to talk about the weather.
If K-type behaviour is not delivering the goods then it should never have come about in the first place.
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And if we don't start someplace, then we can never have any chance of getting away from this cycle of abuse.
"If we weren't happy with Mark then we would never have signed him to be with the team for this year, " he said.
If there was enough beds in the first place, then Keith would never have had to go downstairs to Admissions, and he would never have had to have the 24-hour ordeal which he had to go through.
But then, he could never have conceived of a society as flexible as ours.
If that were the case then General Motors would never have gone bankrupt.
Back then, they never could have imagined that the roads would before long bear their names, or why.
If you establish a company-wide rule, backed by punishment, that you never fail, then you have, de facto, established an unwritten rule that no one in your company will ever take a risk again.
More of these kids than ever before will go to university, and then work in circumstances their parents could never have imagined.
This then is the Republican conundrum, they have never been serious about cutting the budget but they have been talking about it as if they were for 30 years.
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"I saw my father work for 30 years to have the money, then he never got to enjoy the spoils, " says Montgomery, who had to sell his Piper Malibu Mirage plane and Arizona vacation home after the bankruptcy.
Unfortunately my legs have never really felt great since then.
Just remember: never sit down (it will cost more), pay for your coffee separately (then hand the receipt to the barista) and never have a cappuccino past 11 am (it is just not the way things are done).
But then he took that insight to lengths the Founders would never have imagined.
Back then, in my wildest dreams, I could have never imagined the journey that has brought me here today.
It is highly likely that, if they knew then what they know now, directly elected mayors would never have got off the ground.
"If the costs were the driver then we could have done something else, but we never wanted to compromise on quality, " he said.
Fortunately, this research paid off as we were profitable within our first four months of operations and have never been in the red since then.
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Never did I imagine then that I would one day have the privilege to represent my country as Ambassador in her former homeland, what is now the Czech Republic.
Instead, you can transfer your stock to the donor-advised fund and then direct a grant to the charity so that they never have to deal with the shares of donated stock.
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You can never lose hope because if you do then what do you have to go by?
One for all those families that never have to worry about a thing, and then one for everyone else.
Then, there's the mysterious passenger whom I have never seen, who occupies the rear seat I tend to favour.
If his office seems like a snapshot of the traditional meeting the modern, then Mr Djerrkura's skills in straddling both worlds have never been more in demand.
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Many of them fall into love with Facebook and then bought the shares, although most of them have probably never bought anything through the advertisement on Facebook.
To make a major, irrevocable decision there and then in this highly emotional atmosphere, about something they have never thought about before, is just too much for many people.
Of course, there is no excuse for the huge phone delays, since everyone saw the hurricane coming and should have staffed up, but then customer service has never been a real high priority with airlines.
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