And given the size of the housing market, no federal program is going to be able to solve the housing problem.
However, the government also has another way to help deal with the housing problem - changes in the planning system to make it easier to build new houses.
Mr Boles says the housing problem lies at the root of many other problems because if people are unable to get houses they cannot bring their children up well or move to an area with jobs.
But I want to be honest, given the magnitude of the housing problem out there, that there are still going to be pockets of areas where the housing values have dropped so much that it is still going to be tough for a lot of people, and we're just going to have to work our way through this as the economy improves.
To deal with the pressing housing problem, the government has shifted its emphasis from building new brick and mortar houses toward in-situ upgrading of existing informal settlements and providing access to services.
While the economic problem is housing prices, the financial problem is much bigger.
The Royal Institute of Chartered Surveyors (Rics) suggested the only way to deal with the current housing problem was to renovate empty homes.
Romney is unusual in having diagnosed the affordable housing problem correctly.
Michael Stein, owner and managing director of Jersey architect MS Planning, said he did not think this was the right approach to solve the social housing problem.
BBC: Jersey politicians told to ignore builders over housing
"It's just the type of housing that causes the problem in Hyndburn, there is not the call for "two-up, two-down" that there used to be, " she said.
BBC: New life for Accrington ghost streets of terraced homes
The problem with the latest move from Fed Chairman Ben Bernanke is that the level of interest rates is not the problem in the housing market or the U.S. economy.
FORBES: America's Falling Home Sales And Why Bernanke Can't Fix Them
Supporters said the road network was "near breaking point" and new housing would make the problem worse.
Evidence of continuing strength in the housing market poses a problem for the Bank of England's Monetary Policy Committee this week.
It is an intriguing policy for a number of reasons, not least because some would say it is counter-intuitive to tackle the problem of housing that's too expensive for young people by stimulating prices.
She is blamed for another current problem - the housing crisis - by Owen Jones in the Independent.
But that underlying problem of the housing market is still there.
People who watch the housing market expect the foreclosure problem to get worse before it gets better, and a rate cut will do little to solve problems with loans that have been packaged into securities.
Leader of the opposition Conservative group Mike Snelling said housing was a massive and growing problem in the borough.
Kevin Roxburgh from Scottish Gas-Centrica told the committee he would like to see a biased towards helping fuel poor in rural areas where the housing stock is more of a problem.
The government is concentrating on housing, homelessness and truancy but it acknowledges that the problem goes rather deeper than that.
The NBA facilitated this problem just like Fannie and Freddie were culprits in the housing bubble.
After decades of relative economic decline and population loss, the north has a problem unimaginable in most of the south: too much old housing.
ECONOMIST: The rebuilding of England��s northern cities has stopped
Housing the black delegates was not a problem, since all delegates stayed in local college dormitories, which were otherwise empty over the year-end break.
The problem child that is the housing market continued to experience sluggish activity in most districts after the expiration of the April 30 deadline for the homebuyer tax credit.
The chronic shortage of affordable housing exacerbates this problem.
And, now, the problem is there isn't housing, period, and tearing down these blocks will only make the situation worse.
NPR: Politicians, Protesters Clash Over N.O. Housing Demolition
The core problem is that Britain's housing estates are more and more a place apart for the old, the young, the fatherless, the unemployed, the disabled, the idle and the dependent.
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