There was the SCC that, you know, was nominally in charge of them, not particularly aggressively so the last several years, but now you've got a new regulatory regime on these banks and they will have to takealotless risk.
It contains over 20 new taxes and leaves the writing of much of the regulator detail to the Secretary of HHS. It will takealot of effort just to become aware of all the applicable regulations much less complying with them.