The authority also upheld a second complaint that as boarding times' claim was misleading, TfL could not be justified in a subsequentclaim that buses were "getting better from every angle".
"The OFT found what insurers have known for years - that when a customer has a crash that is their fault, their insurer has little control over the cost of the subsequentclaim, " said Nick Starling, the ABI's director of general insurance.
That helps avoid a painful court review of the takeover but opens the door for enterprising lawyers to file suit and then claim the subsequent increase in price came about because of their paperwork.
Although some have suggested that the possibility of Congress being able to claim such a power is Constitutionally implausible, subsequent events have only reinforced the legitimacy of this concern.