You can only spread yourself so thin before your work product (and health and interpersonal relationships) suffers.

FORBES: Holiday Weekends -- And Why They Matter To Your Business

If you'd like to know more about what it is, how it's spread, and how you may be able to protect yourself, our number is 800-989-8255.

NPR: Tracking a New Strain of Drug-Resistant Staph

You could largely immunize yourself against that exposure by buying a contract to receive 1, 000 barrels of oil spread out over the next 20 years.

FORBES: A Shield Against The Next Oil Shock