Permanent insurance is a far more complex product that combines life insurance with some form of savings plan and is often designed to stay in force for life.

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At the end of July, he will appoint some 30 people from all walks of life to a task force to help him draw up clearer guidelines.

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HoneyComb will not only offer encryption, but it will also allow IT administrators to set policies that force corporate workers to use it (since some workers might skip encryption for performance and battery life reasons).

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