An even greater beneficiary of the second term will be the administrative class, who by their nature live largely outside the market system.
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Colin Kelton, the Vanguard official who signed the July letter, argues customers are getting adequate advance notice and will get a second letter in September alerting them that the beneficiary change has been made.
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Hong Kong's second board, established in late 1999, could also be a beneficiary, though it fell far and fast when the bubble popped.
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