For health care we will finally see the return of genuine insurance--coverage for major risks, instead of the dollar-for-dollar kind of coverage we have now.
As manufacturers consolidate, fewer but larger companies are seeking global coverage for big risks.
So it could be that their greater propensity to take risks rather than lack of coverage per se explains their higher death rates.
Hutchison Essar, which co-operates routinely with Indian security services, suspects that media coverage of the alleged risks is being inspired by its rivals.
Recent coverage also exaggerates the risks to issuers of using BABs.
Employers have assumed primary responsibility for buying coverage, but their main focus has not been to buy efficient coverage to protect people against financial risks but to take advantage of a tax loophole.
Those willing to gamble on being without coverage might also be willing to take more risks in other areas of life such as driving without seatbelts, smoking, or other risky behaviors.
However, 73% of the people who said that they were aware of the "science flaws" stories stated that the media coverage had not changed their views about the risks of climate change.
If universal health coverage truly had a demonstrable impact on the willingness to take risks, one would not expect the U.S. to outpace its OECD competitors (all of which have had national health systems for decades).
Surely if DMAA was as dangerous as it has been made out to be in the media coverage, there would be a confluence of evidence from the risks identified in clinical studies and a substantial body of case reports tying those risks to adverse and fatal outcomes?
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Where disclosure is appropriate, the guidance suggests that are a number of key subjects that should be provided in the disclosure, including the potential costs and consequences to the registrant of the material cyber security risks, the number and severity of previous cyber incidents, and the existence of relevant insurance coverage.
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