For health care we will finally see the return of genuine insurance--coverage for major risks, instead of the dollar-for-dollar kind of coverage we have now.

FORBES: Fact and Comment

As manufacturers consolidate, fewer but larger companies are seeking global coverage for big risks.

ECONOMIST: Insurance

So it could be that their greater propensity to take risks rather than lack of coverage per se explains their higher death rates.

FORBES: Can Markets Work in Medicine?