The key thing to remember when making a dividend play is to focus very little on the dividend that a company is paying right now and instead drill in on the dividend that they could be paying a year from now.

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"I remember he told me he liked to play midfield, " the 21-year-old said.

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Each year someone comes up with a new technique to remember more stuff more quickly, forcing the rest of the field to play catch up.

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Filling this new role at this time in my career is somewhat comparable to being that 20- or 30-something young parent who is still cool enough to remember what it is like to be the teenager, but now has to play the role of the grown-up who sets and enforces rules.

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Remember when you were a kid and you picked teams to play football or baseball?

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You must also remember, this is a 20-year-old who just wants to play.

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Some will cite our lack of a football team, but if you're comparing us to New York, just remember that the Giants and the Jets both play in New Jersey.

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We still remember Jonathan Aitken's promise to use the simple sword of truth and trusty shield of British fair play before he was jailed for perjury.

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"I didn't know that there was even a rule on the book, and I think the rule had come into play maybe a year prior to the relationship, and I don't ever even remember reading such a rule, but you know, it talked about disclosure, " Kearney said.

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