In Latin America and Asia, they have also worked hard to contain currency mismatches, borrowing wherever possible in their own currencies, rather than someone else's.
For others, it has been an absolutely vital way of ensuring private correspondence and, with more recent developments, being able to demand bank statements which allow privacy rather than relying on someone else to read them (perhaps a neighbour) at a time when confidentiality could be crucial.
Most people throughout the world prefer to own their belongings, rather than rent what is essentially someone else's property via a lease.
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Rather than continue paying interest to someone else for past purchases, pay off your debt once and for all, and start putting those interest payments back into your own pocket.
In the book I explain how employing these tools every company in every industry can choose to become a digital disruptor now rather than stand back and watch someone else do it for you.
More doctors are selling out their practices to larger groups or hospitals and going to work for someone else rather than spend money to upgrade their practices with the latest technology for electronic medical records.
There was no denying that it feels different to know that you are building a business for someone else, rather than for your own team.
"I'd rather be doing this to myself than have someone else do this to me, " he says.
Markets were born when humans chose to acquire what they needed by trading with each other rather than producing it themselves or taking from someone else by force.
For private equity funds that means treading onto someone else's turf rather than having created the playing field themselves, as they did in the tech and biotech booms.
That is, Netanyahu's conditional acceptance of Obama's false and ideologically motivated two-state paradigm damns Israel to the position of foot dragger in relation to someone else's policy rather than trailblazer for its own policy.
Shopping outlets around the country are built because someone had the land and someone else (a financial institution) was willing to provide low cost financing rather than to fill the shopping needs of the local consumers.
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