Past topics have included: planning a gap year, finding the right program, long term benefits, pros and cons, and how taking time off impacts college.

FORBES: Attention Stressed-Out High School Seniors: Need a Break Before College? Consider Attending a Gap Year Fair

With proper planning, these gap years can be filled with Roth conversions realizing income in the lowest tax brackets.

FORBES: How Much Should I Have Saved Toward Retirement?

So why the gap between those in retirement and those planning for retirement and what can you learn from these successful retirees?

FORBES: How You Can Adopt the "7 Habits of Highly Confident Retirees"

The MoD says the new study is part of work being done to ensure it matches its planning assumptions with its spending settlement, and closes the gap between the two.

BBC: MoD cost reviews looks to find fresh cuts

The gender gap is actually smallest in retirement preparedness, which requires such skills as strategic planning, short-term and long-range forecasting, and analysis of multiple variables.

FORBES: 3 Reasons Why Men Might be Victims of the Gender Gap in Financial Literacy

If oil and gas tax has to fill the gap between other tax and expenditure, it requires some large-scale contingency planning in case it doesn't deliver on forecast.

BBC: Balance of payments

Mr Johnson said the government was planning to rein in public expenditure before there was a "momentum" for private sector spending to fill the gap.

BBC: Johnson critices Osborne in first Commons clash