Learning about how we, ourselves, work and how we can handle changes if we go somewhere very different than what we're used to is something that's valuable also on Earth, because our environment changes on Earth, too -- and in terms of health and medicine, we understand better how our own bodies work.

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And we can continue to deliver the right social customer experiences for our brand no matter how the social media environment changes.

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So if they're getting this good information from OPOWER and they see that, boy, that drafty window is costing me a couple of hundred bucks a year, they're now going to have an incentive to go to Home Depots or go to Lowes to hire a certified contractor and make the changes that will ultimately pay for themselves, improve our environment, and improve our economy.

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This and previous research shows that small changes in the eating environment can make a significant difference to our waistlines.

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Our sales teams are acutely focused on adapting to the changes in the selling environment and further reinforcing the value QlikView delivers.

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"I would say one of the most important changes that we will consider in our business model, in the new environment, is an unbundling of the services that we currently offer and price for, " Byron Pollitt, Visa's finance chief, said in September.

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In this environment, we will continue to react quickly to changes in market conditions and apply our value based management discipline across the portfolio to drive continued progress toward our long-term goals.

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