Mr. DIZZY GILLESPIE (Jazz Musician): He was one of the originators of the style.
The fragmented market structure of mortgage originators in the subprime-lending industry may also have contributed.
Now Fannie and Freddie will no longer generally require originators to make such representations and warranties.
Moreover, for some originators, fees tied to loan volume made loan sales a higher priority than loan quality.
For one thing, start-ups and historically solid loan originators are equally susceptible to market pressures that may alter their business practices.
Originally loping and straightforward, it now shimmies and swings, a model of loopy, unrestrained exuberance its originators could never have imagined.
The mortgage lending business is hyper-competitive and mortgage originators come in all forms of education, training, experience and affiliation.
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They specialize in residential mortgages, they tend to have more entrepreneurial cultures and originators are generally independent and experienced.
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Thus, originators who sell loans may have less incentive to undertake careful underwriting than if they kept the loans.
Initials as part of a title speak to credentials and expertise, originators with initials should go on your short list.
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Proverbially, the ancient Greeks were great originators, the ones who came up with the brightest new ideas in art and science.
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Predictably, these originators, along with their fellow Democrats, have now turned sharply against the concept as Congressman Ryan has proposed it.
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Investors are demanding that originators employ tighter underwriting standards, and some large lenders are pulling back from the use of brokers.
Mortgage originators have already been crunched by defaults and the spotlight is now shifting to major banks holding the mortgages for investment.
The banks were as involved as the mortgage originators and the mortgagees.
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But there were so many bad loans that originators could not oblige.
Another way of saying the same thing is that banks, mortgage originators, were not charging enough for the money they were lending.
The Startup Visa Act is out as the originators were not re-elected.
And it creates a national licensing and registration system for loan originators.
Remember that mortgage originators rarely hold onto the mortgages they create.
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And any of the scores of mortgage originators and investment banks.
They have challenges of moving from technology adopters to technology originators.
For her part, Allon says that she reports to (and gets paid by) both the originators and the investors, thus helping ensure the integrity of the analysis.
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If Wall Street stopped the mortgage originators and not passed on that crap to investors and Fannie and Freddie much sooner, this crisis could have been abated.
Together those three players had represented 36% of the market share for reverse mortgages, leaving smaller nonbank originators as the new key players, creating new risks for consumers.
The banks and even mortgage originators were also fooled into believing price rises could go on forever and had no idea what would happen if they did not.
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The bipartisan measure requires licensing and registration of mortgage originators.
What can be concluded from the report is that major banks and mortgage originators are still suffering the slings and arrows of the unfortunate financial crisis five years later.
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Cox is an accomplished journalist both in print and on the Web, where she was one of the originators of the very popular but long-defunct Web site called Suck.
As unpalatable as it may be to consider, hospitals are of necessity and in fact credit grantors, not entirely dissimilar from auto finance lenders, mortgage originators, or credit card companies.
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