They require the banks to acknowledge in writing a refinancing application within three business days, notify the borrower of any missing documents within five days and make a decision on a complete application within 30 days.

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In particular, the card company must notify card holders 45 days prior to changes in interest rates.

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Under federal law, the Pentagon is obligated to notify Congress of furloughs 45 days before they go into effect, and the workers 30 days before they are furloughed.

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"We plan to notify the customers over the next 30 days, " he added.

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Upon receiving a dispute, the credit reporting agency must investigate it and notify you of the result within 45 days.

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Guidelines for lenders say those who change their rates for those locked in to its products must notify each affected customer in writing at least 30 days before the change.

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Similarly, the period within which an offender should notify the register of any changes would be reduced from 14 days to three.

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As the vote has been passed, First Minister Carwyn Jones will notify Welsh Secretary Peter Hain of the assembly's wishes within 14 days by letter.

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