Many people have blamed incentive compensation and moral hazard for playing key roles in the crisis.

FORBES: Magazine Article

The second failure in insurance markets is moral hazard: a person who is insured has less incentive to act carefully than an uninsured person.

ECONOMIST: America goes bust

This would provide an incentive to work rather than tap the account, reducing moral hazard.

ECONOMIST: Against the day when you lose your job

Relativism does not entail tolerance or any other moral value, but, once we see that there is no single true morality, we lose one incentive for trying to impose our values on others.

FORBES: Morality: Nature or Culture?