道德激励
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Many people have blamed incentive compensation and moral hazard for playing key roles in the crisis.
FORBES: Magazine Article
The second failure in insurance markets is moral hazard: a person who is insured has less incentive to act carefully than an uninsured person.
ECONOMIST: America goes bust
This would provide an incentive to work rather than tap the account, reducing moral hazard.
ECONOMIST: Against the day when you lose your job
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