These institutions are generally unregulated, and are often non-profit organisations whose origins lie with church groups.

ECONOMIST: Community development finance

In the coves around the town, family groups lie on the beach while I join the swimmers lolling offshore, our heads bobbing in the gilded waters that stretch out towards the setting sun.

BBC: Sailing in Croatia

Unlike the people answering questionnaires or participating in focus groups, brain waves don't lie.

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Most people are only familiar with the vengeful, manipulative hunchback that Shakespeare portrayed, but groups like the Richard III society see that as a distortion or flat-out-lie.

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Like so much of the nonsense these groups put out, this scenario is irrelevant, given that the most promising areas of the Marcellus lie outside of the recharge zone for this water supply.

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