The Commission said payment cards were of "crucial importance" for cross-border and internet payments.
Last year, Ito-Yokado launched an Internet payments-acceptance service open to any participating company.
If you look at PayPal, they changed their business model six times before they figured out that internet payments, email-based internet payments on eBay was actually the correct model.
Mr Carruthers has been an outspoken opponent of US moves aimed at banning banks and credit card companies from processing internet gambling payments.
"This is the system that is used to process telephone, internet and standing order payments, " she said.
There are computer-based systems, for example, those involving payments over the Internet.
Aside from filing share applications via the Internet, investors can also make payments using cash machines.
Besides its main auction site, eBay also runs internet call service Skype and web payments service Paypal.
Some new cloud-based solutions act as payment processors, as well as offering back-end customer relations management systems and the ability to accept mobile payments in the growing Internet economy.
But Adyen was well versed in the space by that time and the core team that exists today had founded an internet payment company in 1997 called Bibit Global Payments which was acquired by RBS in 2004.
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In one corner is the MusicFIRST Coalition, which includes the Recording Industry Association of America, several artist groups and SoundExchange, the folks who collect licensing fees from satellite and Internet radio stations and distribute it in the form of royalty payments to musicians.
More Internet stores figure they'll be able to win over Nervous Nellies by accepting payments from services like BillMeLater, PayPal and Secure-ebill, which either allow a customer to pay directly from a bank account or allow personal financial information to be stored in one place, rather than spread out among numerous merchants.
Baidu fired three employees suspected of taking payments to delete material from its website, a common form of misconduct on the Chinese Internet.
Instead of yoking customers to monthly payments, it allows them to pay for half of the computer by buying minutes of internet access as and when they can afford them.
New ways of dealing with micro-payments are emerging, such as by deduction from a prepaid account with a computer company, Internet-service provider or mobile-phone company.
In addition to the cash payments described above, Verizon and TiVo are exploring, among other things, future distribution of Internet video services developed through Verizon's joint venture with Redbox by making content distributed via that service part of the diverse selection of linear and broadband-delivered content accessible to users of TiVo's retail DVR products.
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