We both set up a government plan that would allow people who otherwise don't have health insurance because of a preexisting condition, like my mother had, or at least what the insurance said was a preexisting condition, let them get health insurance.
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And as far as any largesse the insurance carriers will be enjoying, take a look at the Pre-Existing Condition Insurance Plan that was formed by the PPACA as a guide.
In other cases, people were told they had to buy the insurance as a condition of being offered their loan.
Specifically, the issue is whether Congress can invoke its Commerce Clause power to compel individuals to buy insurance as a condition of lawful citizenship or residency.
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Tomorrow is also the day when many Americans who are uninsured because of a pre-existing health condition will be able to start enrolling in new Pre-existing Condition Insurance Plans throughout the country.
The Department of Health and Human Services (HHS) reported in January that as of November 11, 2011 there were 44, 852 people enrolled in state-level Pre-Existing Condition Insurance Plans (PCIPs) created by the Affordable Care Act (ACA), up from 8, 011 a year earlier.
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In our health care bill, one of the most important components was the idea, the basic principle that nobody should have to go without health insurance because of a preexisting condition. (Applause.) Nobody should have to go after -- go without health insurance without -- because of a preexisting condition.
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The National Association of Insurance Commissioners is now requiring climate change risks to be included when examiners audit the financial condition of insurance companies.
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Or, to put it more plainly, you are assured that you can buy insurance, even if you have a pre-existing condition, and the insurance companies can't charge you more for it.
If your child has a preexisting condition, insurance companies, starting this year, will not be able to deny those children coverage.
At the low end of the GAO estimates, these statistics indicate that at least 20 percent of Americans could be denied health insurance for such a condition while that number could rise to as high as 66 percent of all Americans.
We know what this does for families with children that are suffering from what an insurance company considers a preexisting condition.
On health care, you're going to get a chance to decide whether the minute the President signs that bill into law an insurance company cannot discriminate against a child who can't get health insurance because of a preexisting condition.
It has insurance reforms that benefit everybody potentially who has health insurance or currently doesn't have health insurance so that we put an end to, for example, the practice of not being able to get health insurance because of a preexisting condition. (Applause.) We make sure that they can't just drop you when you get sick and you need insurance the most.
People will get kicked off their insurance because the insurance company has decided what they have is actually a preexisting condition that they failed to report when they got the insurance.
Because of a medical condition Katie's insurance policy was suddenly revoked when she needed it most, even though she was paying her premiums.
So the idea is you combine a rule that eliminates preexisting condition exclusions with mandatory health insurance, just like auto insurance is mandatory.
Starting in 2014, it will also ensure that no American can be denied health insurance because of a pre-existing condition -- including breast cancer.
For example, instead of people automatically getting the 14% rebate, we would require them to show that they have health insurance and a retirement pension as a condition.
If you cannot get health insurance because you have a pre-existing condition, that is rationing.
But then, as you've heard, you're stuck, as Joni said, with a target on your back for the rest of your life with a "preexisting condition, " which means that insurance companies can deny you coverage or charge you higher rates for coverage -- sometimes much higher.
Whether it is the 25-year-old freelancer with a pre-existing condition who can't purchase insurance in the individual market, the 20-year-old line cook who doesn't receive insurance through her job or the 28-year-old bank employee who is insured but is worried about the rising costs of premiums, young Americans experience the deficiencies of our health care system on a daily basis.
Once the individual mandate comes into effect in 2014, health insurance will be an even worse deal for this group, since the ban on preexisting condition exclusions that comes into effect at the same time will guarantee that they can buy insurance at favorable prices in the future if their health status changes for the worse.
In fact, the Obama Administration may mandate so-called community rating, in which everyone, regardless of age or condition, pays the same price for insurance.
But it was the right thing to do, to make sure that if you've got a preexisting condition, you can still get health insurance. (Applause.) It was the right thing to do.
And so she had insurance, but when she was diagnosed and the medical bills started mounting up, some of -- this insurance company started saying that this is a preexisting condition, so maybe we don't have to reimburse you.
In addition to the potential fatalities that result from speeding, one should also consider that an accident related injury becomes a pre-existing condition in the eyes of a health insurance company and can mean that an individual faces much higher health insurance premiums.
It'll be against the law for insurance companies to deny you coverage because of a preexisting condition.
In most states, insurance carriers can deny coverage to individuals with a preexisting condition like cancer or diabetes.
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