You have now forgiven, accepted and transformed, you have understood that all your creations are your responsibility and decided to become a conscious creator.

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You have the right to have your loan forgiven after 10 years of payment if you enter a public service field.

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We know when a debt is forgiven you generally have income.

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You can be forgiven for thinking that those food and oil prices have everything to do with the supply and demand for physical commodities.

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