"This is actually bringing alcoholic beverages into the modern era, " says Guy Smith, an executive vice president at Diageo, the world's largest distiller and maker of such well-known brands as Johnnie Walker, Smirnoff, Jose Cuervo and Tanqueray.

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But when you look at a guy like Alex Smith.

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Ultimately Lustgarten's scenario is far fetched: the deliciously named City guy - James Asset-Smith - starts "shorting" the bonds he's helped to design.

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Adam Smith was a remarkably insightful guy.

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Smith was a Category 2 guy.

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All told, Schwab spends 42% of its net revenues on compensation and benefits, compared with about 55% at Merrill's retail business, estimates Guy Moszkowski, a brokerage analyst at Salomon Smith Barney.

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The third trend Smith mentioned was the power of data for the little guy.

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He's an original, this date doctor trying to heal himself, and it's exciting to see Mr. Smith plays it all -- a wise man, a wise guy, a straight man or an antic fool, yet always a good guy, and a passionate one.

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"Until we get this guy in handcuffs, we're not going to know for sure, " said Mr. Smith.

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