But bankers say the rule of thumb is that only about 15% of restructured loans eventually become bad debts (and even they need not be entirely written off).
Not only does one not need to be connected to a computer, one does not even need to sync to a computer at all.
The institution that produced the coins in the first place does not even need to increase the money supply if anyone complains about not having enough coins.
The question need not even be asked--the world can't seem to get enough of him.
Apple need not even stray far from its music mantra in order to justify adding video to the iPod.
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If you're lucky, you might not even need to apply for a scholarship.
Second, Apple may not even need to use glasses to produce 3D images.
To benefit Africa, the money need not even be spent in Africa itself.
For instance, Icahn does not even need to be prompted about Ackman.
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In 1971 came noodles in heat-proof polystyrene cups, so that the hungry did not even need to get their bowls out of the cupboard.
And many companies have even established "unemployed need not apply" policies.
Back at the time it somehow seemed amazing that you could read real opinion columns and not even need to buy a magazine or a newspaper.
Users do not even need to be in the same room as their Denon or Marantz components to play, pause, skip, and stop the songs in their iTunes libraries.
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In fact, you do not even need to be online to be contributing: your strings of guesses are memorised, and other players may be playing against a phantom "you" - or it might even be a phantom "them" against a phantom "you", building up matches all the time.
"What I am not open to is accepting a take-it-or-leave-it offer which would not allow us access to the information we need, would not even provide for a transcript and would prevent us from seeking additional information in the future, " Conyers said.
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In fact, there is not even a need for debate, or discussion.
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There is some currency hedging and when the shops make big advance orders for Christmas products, for example, they will buy the currency to pay for them straight away, even if they do not need to make the payment for several months.
Read the details of today's guarantee scheme, and you see it has been written by an organisation determined not to take on one jot of unnecessary risk - and equally determined that private sector contractors not get a penny more than they need, even if the pennies in question are not going to show up in the public accounts.
He said he need not have resigned even though he was in charge at Barclaycard during one mis-selling episode.
If he is right, economic growth need not slow down even in the short term, because such reforms may boost employment growth.
Experience elsewhere in Asia suggests that America's confidence in the long-term strength of its partnership with India need not be shaken even if China's economic links with India continue to outpace its own.
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Sue Davenport said that need not be a problem even if a payment takes the account into negative territory.
BBC: NEWS | Programmes | Moneybox | Bank current accounts challenge
There is even the idea that you do not need to patch, you just need to protect vulnerable systems with IPS and firewalls.
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You may not even know what data you need to make crucial decisions.
And leave it to Hollywood types to realize that they need a screenplay even when they're not making a movie.
For instance, it is doubtful that Microsoft would have even done Bing had it not been their need to go to war with Google.
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