Although fast-growing, the regional e-commerce market is hampered by low credit-card use and poor postal services.
In recent years, passing on sensitive data points like e-mail addresses and credit card codes to marketing partners has also been a frequent source of corporate data breaches--about 40% of all breach incidents were a result of a third party's handling of data, according to another Ponemon study, released in November 2007.
While bricks-and-mortar retailers only have to decide whether to accept checks and major credit cards, e-commerce is open to all sorts of other payment possibilities--including e-checks, PayPal and transactions in currencies other than the dollar.
Moreover, Ready believes that a new generation of payments companies will lead m-commerce just as PayPal and three others took over e-commerce payments from traditional credit card payment processors.
Still, that is cold comfort for the backers of products such as the iCache Geode, a strange and ambitious iPhone contraption combining NFC and e-paper with a reprogrammable credit card that was floated last April.
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Mobile users can also be duped through so-called "smishing" -- a combination of the words SMS and phishing -- where a user receives a text message asking for personal information like a credit card number, e-mail address or social security number.
At Amazon.com, it takes eight clicks--along with entering an e-mail address, password, physical address and credit card number--to buy the latest Modest Mouse CD.
At Amazon.com (nasdaq: AMZN - news - people ), it takes eight clicks--along with entering an e-mail address, password, physical address and credit card number--to buy the latest Modest Mouse CD.
We, or rather the electronic devices we employ, are data pack rats, accumulating e-mails, Web pages, credit card swipes, phone messages, stock trades, memos, address books and radiology scans.
Its Japanese-language counterpart, which currently accepts orders but not online payments, will be relaunched next month as a full-service e-commerce center complete with virtual shopping trolleys and real-time credit-card processing.
Far more common--but still damaging--are the high-volume crime spikes, spam e-mail distribution and "phishing, " a pernicious technique for stealing credit-card information. (For more on online scams, check out "Where The Scammers Are".) The carnage is hard to pin down in dollar terms, but Marcus Ranum, chief security officer of Tenable Security, says it's "billions upon billions"--far more than all "major" hacking incidents combined.
Skype says it will refund some paying users of its service by e-mailing then 30 minutes worth of credit vouchers.
Powerful interests -- Microsoft, credit card concerns, banks -- are betting billions that zapping around e-cash will be as commonplace as sticking a card in an ATM.
Turns out that two days before the e-mail was forwarded, Quattrone had been told that Credit Suisse was being investigated by federal prosecutors in the IPO allocation matter.
It contains all the usual credit information that you otherwise must type into e-commerce sites over and over.
E-Trade will have to continue to work to improve its credit profile and weather losses and negative cash flow.
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U.-focused VCs backed off a bit last year, to be sure, thanks to the credit crisis--total investment in the E.
For example, if you are an e-commerce company doing online transactions and storing data such as credit card information, you are considered high risk for data breach and thus subject to higher premiums.
Mark Harpe, a 38-year-old architectural intern in Houston, says he closed his account this year after the firm refused to credit him for promised airline miles, got his e-mail address wrong despite repeated calls and served him with sales reps so clueless he hung up on some and called back.
As phones and PDAs become transaction terminals and repositories for valuable information - credit card numbers, personal IDs, digital money, e-keys, bank passwords, even company secrets - much more will be at stake.
Moments later, as she's pulling out a credit card at the register, her iPhone announces an incoming e-mail.
And a good few, presumably with Junior by their side or with Daddy's credit card details on hand, have clicked through to the e-commerce website link, the cleverly named Hampstore.com, where you can buy hamster mugs, key chains, bumper stickers.
To the attorney general's credit, his office added specific allegations--the internal e-mails showing Merrill's Henry Blodget and others off their guard--to the vague sense out there that the game was rigged generally, and especially during the frenzy of the Internet era.
Be suspicious of e-mail messages or even sites which ask you to re-enter login, credit card or other information to check your status.
It said the spyware tried to trick people into handing over their credit card details as well as installing software to send thousands of spam e-mails.
On the legal side of business, I still get a stream of credit card solicitations from the big banks via direct mail, and not via e-mail (partly for security issues).
To his credit, Pierre authorized an eBay Government Affairs group (now a worldwide network of e-commerce advocates known as eBay Main Street).
Phishing frauds typically involve customers being fooled by fake e-mails, claiming to be from a bank, which lure the customers into revealing their bank or credit card details.
But what has retailers salivating is CoCyph's potential to revolutionise Japan's e-commerce markets, whose growth has so far been greatly hampered by consumers' unwillingness to use their credit cards online.
Other e-mails outline the lengths to which Goldman's minions went to ensure that the firm got equal credit as an adviser to buyer and seller in the all-important rankings of investment banking firms tracked by Thomson Financial.
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