Down payments for second-home buyers in Beijing were raised to 70% from the previous 60%.
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In addition, German banks typically require large down payments, depressing home-buying in favor of renting.
Engineers used their At Home options as down payments on pricey Silicon Valley homes.
The new rules include higher down payments and mortgage rates on second homes in some cities.
It's unclear whether those policies, which include higher minimum down payments, will be continued next year.
All loan programs must require real down payments of 15-20% of the purchase price.
Down payments and tight lending standards remain huge hurdles for aspiring home buyers right now.
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Banks have raised their credit standards since the housing bubble burst and are demanding larger down payments.
London's booming high-end property market has hinged on U.K. bankers' year-end bonuses, which have historically fed down payments.
It said it won't make loans without down payments and won't lend to borrowers with credit scores below 600.
To resolve the credit crisis, make all down payments on house purchases tax-deductible.
The overwhelming majority of end-user purchases probably came from resettled residents who used their compensation cash for down payments.
Instead, we have maintained artificially high prices with tax credits, subsidized mortgage rates, low down payments, and foreclosure relief.
So even though housing prices are down, banks are requiring larger down payments.
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Any bozo can afford that with zero interest rates and no down payments.
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The current mortgage crisis was caused in part by lenders who made loans to risky borrowers who couldn't afford down payments.
Home values in California more than tripled since 1995, but home prices began falling last year and lenders demanded higher down payments from buyers.
Some cities have imposed property taxes, down payments have been increased, and more second- and third-tier cities have announced measures to dampen housing prices.
The Battersea Power Station Development Co. says buyers put down payments on 75% of the 850 flats in the first week of sales early this year.
This can be rapidly remedied by reboosting the housing market, which a tax deduction on all (not just first-time buyer) home purchase down payments would effectively do.
In the past, these proposed policies, which have included higher down payments, bans on third-home purchases, and placing limits on bank lending, had little impact on cooling expansion.
In 2006, the IRS took a close look at groups helping potential home buyers secure down payments, after finding some had been essentially for-profit entities working for home sellers.
The government introduced a series of restrictions to control house purchases in several cities this year, requiring higher down payments and bringing in property taxes for the first time.
Ms. Marvanova has represented some of the 1, 100 victims of a well-known Czech pyramid scheme from the 1990s who made large down payments for homes that were never built.
Check out The New York Times story yesterday about lawyers using a 1968 federal law to win back hundreds of thousands of dollars in down payments for remorseful home buyers.
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Having started my own business as the Great Recession was picking up steam, I got a crash course in how big businesses slow down payments to small contractors when times are tough.
Many included gimmicks like instant home equity loans to offset down payments, or required scant documentation, making them popular with buyers who were stretching to purchase homes in a red-hot real estate market.
So there are a whole host of measures that we put down payments on, on the recovery package, but we've got to get our budget passed in order to actually make it happen.
"The proposal to lower down payments is of particular concern given the greater default risk of these loans and the difficulty of setting prices for new products whose risks may not be well understood, " the report said.
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