Some Banks restrict the use of funds to down payments on a house as a way to bring in business to their mortgage arms.
一些银行将这笔资金的使用限定在缴纳房子的首付款上，从而为旗下的抵押贷款分支机构带来业务。
Finally, there are also a number of solutions that could be thought reduce the burden of 20% down payments, without relying on federal mortgage guarantees.
最后，还有其他一些方法可以帮助减轻20%首付的负担，而不用依靠联邦贷款担保。
It is doing so through interest rate increases and through administrative measures, which include the raising of down payments on the purchase of second homes.
主要应对措施是采用利率工具和行政手段，包括提高二套房首付款的比例。
Car buyers can no longer get 100% finance on new or used vehicles. They now need big down payments now, says Tamas Devenyi, whose company offers car-purchase loans.
在购车贷款公司工作的TamasDevenyi说，购买新车或二手车不再能享受100%的贷款，现在他们需要支付大笔的首付款。
Lenders want bigger down payments to protect against the falling value of collateral.
贷款方希望购房者首付更多好抵御抵押价值下降。
Buyers of second and third homes will have to put up bigger down payments and pay higher rates of interest.
购买第二和第三套住宅的消费者将支付更多的预付款和承担更高的贷款利率。
Risky subprime mortgages grew from 5% of all loans to 20% between 1994 and 2006, while average down payments on houses fell to only 2%.
在1994至2006年间，高风险的次级抵押贷款从所有贷款的5%增长到了20%，与此同时，平均房屋定金比率下滑到只有2%。
Property sales have dropped in many major cities amid tightening measures that include higher mortgage down payments and limits on purchases.
受严格的调控措施(比如提高按揭贷款首付额度、限购)影响，很多大城市的房价都出现了下降。
Many of the underlying mortgages were highly risky, involving little or no down payments and initial rates so low they could never amortize the loan.
有很多的按揭贷款本身就是岌岌可危的，首付很低甚至没有首付，分期偿付的额度低到永远也还不完的程度。
There's something to be said, too, for simple cash, especially for money an investor might need in the next five years -- like home down payments or emergency funds.
另外，现金这种资产也是需要提一下的，特别是投资者可能在未来的5年内所需要用到的现金（比如房屋首付款或者是灾备基金）。
The measures include requiring higher down payments, to reduce the risk that a real estate collapse would harm the banking system, as happened in the United States.
这些措施包括要求更高的首付，以减轻像美国那样的房地产崩盘对银行系统带来的危害。
For example, mandatory down payments for commercial residential housing were raised to 30%, and Banks must prevent consumer loans from being used for the purchase of housing.
例如，将商业性住宅的按揭首付强制性提高至30%，银行则必须阻止消费性信贷被用于住房购置。
In addition to requiring larger down payments for second and third homes, Banks charge interest rates that are up to 3 percentage points higher for these homes than for first-time home buyers.
购买第二和第三套房子除了需要更多的首付额之外，银行还收取比购买第一套房子多最高至3个百分点的利率。
Down payments are usually at least 20 percent, often 40 percent.
预付款一般至少20%，经常是要40%。
In the 1990s the Federal Housing Administration expanded its loan guarantees to cover bigger mortgages with smaller down-payments.
在1990年代，美国住房管理局放松了向借款人提供抵押担保的条件，将更多的小额首付抵押贷款也纳入了其覆盖的范围。
Banks have significantly tightened lending, requiring bigger down-payments and raising mortgage rates.
各家银行已经大大收紧了贷款，要求提高首付，并提高了抵押贷款利率。
Banks have significantly tightened lending, requiring bigger down-payments and raising mortgage rates.
各家银行已经大大收紧了贷款，要求提高首付，并提高了抵押贷款利率。
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