Nine crampon-footed hikers crunch up the slope of Athabasca Glacier before stopping to catch their vaporous breath.
Montenegro and England set up a crunch Group H clash on Tuesday after contrasting wins.
Victory over the UAE and a draw against North Korea set up a crunch match with South Korea, where victory would have secured qualification.
The credit crunch has finally shown up on the U.S. economy's bottom line--a drop-off in consumer spending led to a contraction in gross-domestic product for the third quarter.
One common explanation - favoured by the coalition - is that Labour took a much too rosy view of the underlying state of the public finances in the years leading up to the crunch.
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Major events like a storm or financial crunch can hurt retailers by driving up gas prices and shaking consumer confidence.
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When pressed, schools can name researchers among their faculty who were concerned about the financial services industry's cavalier attitude toward risk in the lead-up to the credit crunch, but very few can name anyone who countered the relentless optimism of the pre-downturn years.
Ironically, the power crunch in China has likely helped pushed up coal prices still higher.
Eurozone banks may then find it even hard to borrow, and therefore to lend, potentially sparking a second credit crunch, where bank lending effectively dries up, hurting the economy further.
However, with the Lions trailing the three-Test series 1-0 after Saturday's 26-21 defeat, the management team could be persuaded to tinker with the line-up for Saturday's crunch second Test at Loftus Versfeld, Pretoria.
But their reputation was tarnished in the credit crunch and demand for new CLOs has dried up.
The question now is how well Fannie Mae's and Freddie Mac's profitability has stood up to the bond-market crunch.
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Prior to the credit crunch, private-equity funds tried to shake up the industry.
This shows 10.3% of workers classified as under-employed between 2009 and 2012, up from 7.4% before the crunch.
We have experienced, since the credit crunch, a giant bull heading quickly towards 100% up on the Dow.
And this is where you save money every month for all those things that inevitably end up on credit cards or cause a cash flow crunch.
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It was quick to set up a new application that allowed a bank to crunch financial information, say, but IT staff still had to manually configure networks so the data could be shared securely.
High lending rates between banks, or a drying up of liquidity, marked the infancy of the credit crunch this time last year.
We know from experience, though, that any genuine school reformer eventually arrives at crunch time with these unions, and either confronts them or gives up.
Besides saving money for the trust funds and helping to trim the overall budget deficit in the short run, a limit on future increases could also help build up reserves to soften the 21st century's demographic crunch.
But the country has also been badly shaken by the global credit crunch, with markets and the Ukrainian currency tumbling and banks needing propping up.
They say they love the spiciness, the crunch, the illicit nature of the snacks, even the red powder that invariably ends up all over them and their clothes.
Given the amount of data to crunch through, it takes about two to four months from the time a customer signs up with Castlight to when the employee search tool is finally ready for use.
That could mean a serious liquidity crunch, exacerbated by the fact that a huge portion of Europe's collateral is locked up at the European Central Bank.
Urging the World Bank to take fresh action to clean up the logging industry, Greenpeace senior forest campaigner Belinda Fletcher said it was "crunch time" for the DRC's rainforest.
In the fast-food sector, which has held up better than full-service restaurants because of its lower prices, the credit crunch is one of the factors making more sites available for conversion.
This was a reference to the "subprime" products made up of bundled mortgages which triggered a chain of events that led to the credit crunch and taxpayers having to rescue banks.
He compares this year's string of refinery shutdowns to the California electricity crunch six years ago, when some power-plant operators deliberately idled plants in order to drive up the price.
Up north in the tar sands, many projects are being postponed, as the credit crunch adds to the woes caused by low oil prices and high labour and material costs.
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