The basic policy conclusion of the rational expectations hypothesis is that counter-cyclical monetary and fiscal policies affect real GDP and unemployment only if they are unanticipated.
Since my current loans involve me repaying seven hundred dollars a month as a minimum for the next fifteen years with only 12 months of forbearance, I have come to the conclusion that I must make at least a wage of twenty dollars an hour simply to cover my basic living expenses in order to simply survive.