Or do we base this on the fact these iOS and Android run apps, not applications?

FORBES: Five Reasons Why Tablets Like the iPad Are PCs

They base that on the fact that Class 4 cards from multiple manufacturers seem vulnerable.

FORBES: Is Your Android Smartphone's SD Card Causing It to Crash or Lose Data?

They base their claim on the fact that the state was formerly an independent princely state, is geographically larger than at least 68 countries of the United Nations, and more populous than 90.

BBC: Scenario four: Independent Kashmir

Mainly, Partnoy and Eisinger base their stinging criticism on the fact that most banks do much more than lend money.

FORBES: How Secure Is Warren Buffett's $24 Billion Bet On America's Largest Banks?

Many of the people who provide services to military families, for instance, may work on a base but in fact work for private companies that have won contracts from the Pentagon.

NPR: Waiting and Dreading: Families in War Time

Likewise, don't base your investment on gut instinct or the fact that a famous director or actor is involved in the project.

WSJ: Running With Scissors: How to Invest in Movies

In fact, some salespeople could hardly get by on their base salaries alone, but they bring in close to six figures in commissions each year.

FORBES: The 10 Best Companies For Commission-Based Jobs

However, now that everyone has finally come around to the fact that these conclusions were off-base and that consumers charged-off on their debt instead of paying it down, the picture is quite different.

FORBES: Dealing With Credit Card Debt: The Island Approach