—这并不容易，你可以节约不少利息，延迟还款你的利率将增加。
Think of how much interest you save. Being late on a single payment increases your interest rate.
另外，银行因改变信用卡每月还款日期而提高延迟还款的可能。
Also, Banks may raise the chances of a late payment by changing monthly payment dates for credit CARDS.
但如果你要延迟七年以上时间还款，时间价值就很昂贵了。
But if you wanted to postpone it over seven years or so, time got a lot more expensive.
4月份它的所有的到期贷款中，还款延迟超过一个月的只有0.33%。
Payments were more than a month late on only 0.33% of its portfolio in April.
遏止加息，除非客户延迟60天还款，否者禁止信用卡公司追溯现有结余的利息。
Curb interest rate hikes by prohibiting credit card companies from retroactively jacking up rates on existing balances until the customer is 60 days behind on payments.
追债：当预算收紧，人们的还款延迟，企业就会寻找追债公司讨回他们的损失。
Debt Collection: As budgets get squeezed, people will fall behind on payments, and companies will look to debt collectors to recoup their costs.
追债：当预算收紧，人们的还款延迟，企业就会寻找追债公司讨回他们的损失。
Debt Collection: As budgets get squeezed, people will fall behind on payments, and companies will look to debt collectors to recoup their costs.
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