—这并不容易，你可以节约不少利息，延迟还款你的利率将增加。

Think of how much interest you save. Being late on a single payment increases your interest rate.

youdao

另外，银行因改变信用卡每月还款日期而提高延迟还款的可能。

Also, Banks may raise the chances of a late payment by changing monthly payment dates for credit CARDS.

youdao

但如果你要延迟七年以上时间还款，时间价值就很昂贵了。

But if you wanted to postpone it over seven years or so, time got a lot more expensive.

youdao

That would be like a quarter of 1% to postpone your payment by another year; so time was really cheap.

也就是说只需要付1%的1/4就能,延迟一年还款,时间的价值很低

耶鲁公开课 - 金融市场课程节选

But if you wanted to postpone it over seven years or so, time got a lot more expensive.

但如果你要延迟七年以上时间还款,时间价值就很昂贵了

耶鲁公开课 - 金融市场课程节选