储蓄银行是最大的银行，拥有全部零售存款的58%。

Sberbank, the biggest, holds 58% of all retail deposits.

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化学零售银行的竞争，其传统的零售存款业务已经变得非常艰难。

For Chemical retail Bank, competition in its traditional retail deposit business had become very tough.

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前五名拥有全部资产的48％；储蓄银行是最大的银行，拥有全部零售存款的58％。

The top five account for 48% of all assets; Sberbank, the biggest, holds 58% of all retail deposits.

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