在经济情况发生特殊变故或是符合实行紧缩经济政策条件下，银行所采取的一种自我保护手段，简单说来就是不再放贷，当然一般情况下仅仅是限制一些特定项目的贷款数额或暂时禁贷，目的是减少坏账呆账，使银行现金流正常，同时也做为国家进行宏观调控的一种金融手段。
很多家庭失去了住房，银行紧缩信贷，导致其他人贷款变得很困难。
Families lost their homes, and banks tightened credit, making it more difficult for others to borrow money.
投行们争抢的，是欧洲银行紧缩收支以满足资本要求后，必须甩卖的坏账：企业贷款，地产按揭和非核心业务。
Up for grabs will be distressed corporate loans, property debt and non-core businesses as European Banks shrink their balance-sheets to meet stricter capital requirements.
随着银行金融的紧缩，要求企业转向新的借贷方式。
With bank finance tight, businesses are expected to turn to less orthodox forms of lending.
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